*,*::before,*::after{box-sizing:border-box}
:root{
  --navy:#0a2a66;--navy-2:#0e3a8c;--orange:#f17612;--orange-d:#9c4a00;
  --red:#d32f2f;--ink:#15181d;--muted:#5a6270;--line:#e6e8ee;--bg:#f6f8fc;
  --radius:14px;--wrap:1120px;--shadow:0 6px 22px rgba(10,42,102,.10);
}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.7;font-size:16px;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--orange-d);text-decoration:none}
.skip-link{position:absolute;left:8px;top:-64px;z-index:200;background:#fff;color:var(--navy);padding:10px 16px;border-radius:8px;font-weight:700;box-shadow:0 6px 18px rgba(10,42,102,.25);transition:top .2s ease}
.skip-link:focus{top:8px}
#main:focus{outline:none}
h1,h2,h3,h4{line-height:1.25;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(1.6rem,6vw,2.4rem)}
h2{font-size:clamp(1.3rem,4.5vw,1.8rem)}
h3{font-size:clamp(1.05rem,3.5vw,1.3rem)}
p{margin:0 0 1rem}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 16px}
.center{text-align:center}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5em;
  padding:13px 22px;border-radius:999px;font-weight:800;font-size:1rem;
  border:0;cursor:pointer;transition:transform .12s ease,box-shadow .12s ease;
  min-height:48px;line-height:1;
}
.btn:active{transform:translateY(1px)}
.btn-primary{background:linear-gradient(180deg,#ff8a2b,var(--orange));color:#fff;box-shadow:0 6px 16px rgba(241,118,18,.4)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(241,118,18,.5)}

/* Header */
.header{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 2px 12px rgba(10,42,102,.12)}
.header-inner{display:flex;align-items:center;gap:12px;height:70px}
.brand img{height:56px;width:auto;display:block}
.brand{margin-right:auto;display:flex;align-items:center}
.nav-toggle{display:none}
.nav-btn{display:inline-flex;margin-left:auto;flex-direction:column;gap:5px;background:transparent;border:0;padding:10px;cursor:pointer}
.nav-btn span{width:26px;height:3px;background:var(--navy);border-radius:3px;transition:.25s}
.nav{
  position:fixed;inset:70px 0 auto 0;display:flex;flex-direction:column;align-items:stretch;
  background:#fff;padding:8px 16px 18px;gap:2px;
  transform:translateY(-150%);transition:transform .28s ease;
  box-shadow:0 12px 22px rgba(10,42,102,.18);max-height:calc(100vh - 70px);overflow:auto;
  border-top:1px solid var(--line);
}
.nav a{color:var(--navy);font-weight:700;padding:14px 12px;border-radius:8px;font-size:.95rem;border-bottom:1px solid var(--line)}
.nav a:last-of-type{border-bottom:0}
.nav a:hover{background:rgba(10,42,102,.08)}
.nav .cta{background:var(--orange);color:#fff;margin:8px 0 0;text-align:center}
.nav .cta:hover{background:var(--orange-d);color:#fff}
.nav-toggle:checked ~ .nav{transform:translateY(0)}
.nav-toggle:checked ~ .nav-btn span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.nav-toggle:checked ~ .nav-btn span:nth-child(2){opacity:0}
.nav-toggle:checked ~ .nav-btn span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* Page hero */
.page-hero{
  color:#fff;padding:40px 0;
  background:linear-gradient(160deg,#0a2a66 0%,#0e3a8c 100%);
}
.page-hero h1{color:#fff;margin:0 0 .35em}
.page-hero p{color:#dbe6ff;margin:0;max-width:720px}
.crumbs{font-size:.85rem;color:#aebfe6;margin:0 0 14px}
.crumbs a{color:#ffd15c}

/* Article content */
.article{padding:40px 0}
.article .wrap{max-width:820px}
.article h2{margin-top:1.6em}
.article h2:first-child{margin-top:0}
.article h3{margin-top:1.4em}
.article ul,.article ol{margin:.4rem 0 1rem;padding-left:1.2rem}
.article li{margin-bottom:.5rem}
.article .note{color:var(--muted);font-size:.92rem;border-left:4px solid var(--orange);background:#fff;padding:12px 16px;border-radius:8px;box-shadow:var(--shadow)}
.contact-list{list-style:none;padding:0;margin:0 0 1rem}
.contact-list li{margin-bottom:.6rem}

/* Footer */
.footer{background:var(--navy);color:#c9d6f2;padding:40px 0 24px;font-size:.95rem}
.footer .ftitle{display:block;color:#fff;font-weight:800;font-size:1.05rem;margin:0 0 .6rem}
.footer a{color:#c9d6f2}
.footer a:hover{color:#fff}
.footer-grid{display:grid;grid-template-columns:1fr;gap:24px}
.footer ul{list-style:none;padding:0;margin:0}
.footer li{margin-bottom:.5rem}
.footer .copy{border-top:1px solid rgba(255,255,255,.15);margin-top:26px;padding-top:16px;text-align:center;font-size:.85rem;color:#93a6d1}

/* Center the whole site as a phone-width frame on desktop */
html{background:#0a1a40}
body{max-width:480px;margin:0 auto;background:var(--bg);box-shadow:0 0 60px rgba(0,0,0,.45);min-height:100vh}
.nav{left:calc(50% - min(240px,50vw));right:auto;width:min(100%,480px)}